106 STEVEN ST Ruskin, FL 33570
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,580 sqft
Price per Sqft $363
Subdivision Collura Sub
MLS Listing ID TB8501771
Bedrooms 3
Full Baths 2
HOA Y/N No
Year Built 1965
Annual Tax Amount $6,322
Lot Size 9,147 Sqft
Acres 0.21
Lot Dimensions 65x140
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for — and the serious infrastructure to back it up.
The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown — putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect.
Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water.
Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture.
Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.
This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal.
Your next chapter starts here. And right now, the seller is helping you get there.
Location
State FL
County Hillsborough
Community Collura Sub
Area 33570 - Ruskin/Apollo Beach
Zoning RSC-6
Rooms
Other Rooms Formal Dining Room Separate, Formal Living Room Separate, Inside Utility
Interior
Interior Features Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
Heating Central, Electric, Heat Pump
Cooling Central Air
Flooring Ceramic Tile, Terrazzo
Furnishings Unfurnished
Fireplace false
Appliance Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener
Laundry Inside, Laundry Room
Exterior
Exterior Feature Lighting, Private Mailbox, Storage
Parking Features Boat, Covered, Driveway, Golf Cart Parking, Guest, Oversized, RV Access/Parking
Utilities Available BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected
Waterfront Description Canal - Saltwater
View Y/N Yes
Water Access Yes
Water Access Desc Bay/Harbor,Canal - Saltwater,Gulf/Ocean
View Water
Roof Type Metal
Garage false
Private Pool No
Building
Lot Description FloodZone, Near Marina, Street Dead-End, Paved
Story 1
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water Public
Structure Type Block
New Construction false
Schools
Elementary Schools Thompson Elementary
Middle Schools Shields-Hb
High Schools Lennard-Hb
Others
Senior Community No
Ownership Fee Simple
Acceptable Financing Cash, Conventional, VA Loan
Listing Terms Cash, Conventional, VA Loan
Special Listing Condition None
